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FCRA

Major changes for consumer credit reports are rolling out

Both Experian and the Fair Isaac Corporation (FICO) have tacked on new metrics in hopes of improving how it evaluates the overall creditworthiness of borrowers. With the aim of gaining a clearer picture of how risk is defined, those additional

DDS March 29, 2019April 29, 2019 FCRA, Industry Standards, Uncategorized Read more

In Home Service Industry Requirements

Most people assume that the in-home service tech, repair person, residential delivery person or maid services called out to their home have been background checked and properly licensed.  This is not always the case.  This due diligence falls on the

DDS March 8, 2018April 2, 2018 FCRA, Industry Standards Read more

Does Background Screening Affect Your Credit Score?

We are asked this very often, and answer is no.  Most individuals assume that when a background check is preformed everything in that person history is looked at.  This could be the case, but most businesses request consumer reports that

DDS February 20, 2018 FCRA, Industry Standards Read more

Walk don’t run with FCRA

Jonathan Santiago Rosario from Colorado is suing coffeehouse giant Starbucks for violating provisions of the Fair Report Credit Act (FCRA).  Rosario applied at Starbucks in March of 2016 and after interviewing, a background check was conducted by Accurate Background Inc. 

DDS February 10, 2017April 13, 2017 FCRA, National News Read more

Pre-Employment Screening on Social Media

Pre-Employment Screening on Social Media

It’s goes by different names; cyber-vetting, social search, social footprint and “googling” (if that has even become a word) but it still is the same process, pre-employment screening on social media.  A large human resources organization conducted a poll and

DDS September 23, 2016April 13, 2017 FCRA, Legal, Social News, Uncategorized Read more

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From Our Blog

  • Initial Screening vs Annual Screening July 10, 2019
  • DOT Publishes Drug Testing Rule April 20, 2019
  • Major changes for consumer credit reports are rolling out March 29, 2019
  • In Home Service Industry Requirements March 8, 2018
  • Does Background Screening Affect Your Credit Score? February 20, 2018

Legal Resources

  • A Summary of Your Rights Under the Fair Credit Reporting Act [pdf]
  • Background Checks: What Employers Need to Know
  • Drivers Privacy Protection Act (DPPA)
  • Fair Credit Reporting Act (FCRA) [pdf]
  • Filing A Complaint with TDPS Regulatory Services Division

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